A Study on Effectiveness of Recovery Channels for NPA Management
DOI:
https://doi.org/10.33516/maj.v56i8.94-97pKeywords:
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Non-performing Assets (NPAs) is considered as terrorism in banking sector. At present, Indian banking sector is facing difficult time due to increase in NPAs. Hence, there is a worry regarding continuous deterioration of asset quality in Indian banks. Hence, it is very vital for the banks to take efficient resolve techniques for recovering massive amount of NPAs in order to improve their financial performance. In view of the above, the present study made an attempt to understand the effectiveness of recovery channels for NPAs management. To study the same data is collected from secondary sources for 12 years. Based on simple descriptive statistics, the present study found that performance of IBC in recovering NPAs is commendable and most effective recovery channel as compared to DRTs, Lok Adalat, and SARFAEST Act. However, it is too early to draw conclusion on effectiveness of IBC in comparison with other above said recovery channels since it is functioning to recovery NPAs with effect from 2018.Downloads
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