A Study on Effectiveness of Recovery Channels for NPA Management

Authors

  • Srinivas K. T. Associate Professor & Chairman, DoS in Commerce, Davangere University, Davangere
  • Shrihari Karanth Research Scholar, DoS in Commerce, Davangere University, Davangere

DOI:

https://doi.org/10.33516/maj.v56i8.94-97p

Keywords:

No Keywords.

Abstract

Non-performing Assets (NPAs) is considered as terrorism in banking sector. At present, Indian banking sector is facing difficult time due to increase in NPAs. Hence, there is a worry regarding continuous deterioration of asset quality in Indian banks. Hence, it is very vital for the banks to take efficient resolve techniques for recovering massive amount of NPAs in order to improve their financial performance. In view of the above, the present study made an attempt to understand the effectiveness of recovery channels for NPAs management. To study the same data is collected from secondary sources for 12 years. Based on simple descriptive statistics, the present study found that performance of IBC in recovering NPAs is commendable and most effective recovery channel as compared to DRTs, Lok Adalat, and SARFAEST Act. However, it is too early to draw conclusion on effectiveness of IBC in comparison with other above said recovery channels since it is functioning to recovery NPAs with effect from 2018.

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Published

2021-08-31

How to Cite

K. T., S., & Karanth, S. (2021). A Study on Effectiveness of Recovery Channels for NPA Management. The Management Accountant Journal, 56(8), 94–97. https://doi.org/10.33516/maj.v56i8.94-97p

Issue

Section

Banking

References

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