Service Quality and its Effect on Customer Satisfaction in Digital Banking Services

Authors

  • Mahasweta Roy Dutta Icssr Post Doctoral Fellow Department of Commerce the University of Burdwan Burdwan
  • Arindam Das Associate Professor Department of Commerce the University of Burdwan Burdwan

DOI:

https://doi.org/10.33516/maj.v54i2.89-95p

Keywords:

No keywords

Abstract

The effects and shifting trends in availing Digital Banking Services (DBS) and change in perception on Banking Services of the customer, have been studied in this work. This is supported by a survey based on 1000 respondents. AmodifiedSERVQUAL model has been developed and the main attributes of service quality in which customers are more satisfied or dissatisfied in DBS have also been identified.

Downloads

Download data is not yet available.

Published

2019-02-01

How to Cite

Dutta, M. R., & Das, A. (2019). Service Quality and its Effect on Customer Satisfaction in Digital Banking Services. The Management Accountant Journal, 54(2), 89–95. https://doi.org/10.33516/maj.v54i2.89-95p

References

Nochai.R, & Nochai, T. (2013). The Impact of Internet Banking Service on Customer Satisfaction in Thailand: A Case Study in Bangkok. International Journal of Humanities and Management Sciences, 1, 101-105.

Aktan, B., Teker, E., & Erosy, P. (2009). Changing Face of Banks and the Evaluation of Internet Banking in Turkey. Journal of Internet Banking and Commerce, 2-11.

Migdadi, Y. (2008). The Quality of Internet Banking ServiceEncounter in Jordan. Journal of Internet Banking and Commerce.

Munusamy, J. & Fong, V.O. (2008). An Examination of the Relationship between Service Quality and Customer Satisfaction in a Training Organization. UNITARE Journal,4(2).

Ganesan,R&Vivekanandan,K. (2008). A Secured Hybrid Architecture Model for Internet Banking (E-Banking). Networking and communication engineering, 1-6.

Ismail, A., Abdullah, M., & Francis, S. (2009). Exploring the relationships among service quality features, perceived value,and customer satisfaction. Journal of Industrial Engineering and Management, 230-250.

Qureshi TM, Zafar MK, Khan MB (2008). Customer Acceptance of Online Banking in Developing Economies. Retrieved on [January 2010] from World Wide Web: http://www.arraydev.

com/commerce/jibc/2008- 04/Tahir%20Masood.pdf.

Mishra, J.K. & Jain, M. (2007). Constituent Dimensions of Customer Satisfaction: A Study of Nationalized and Private Banks, Prajnan, Vol. 35, No. 4, pp. 390-398.

Grönroos, Christian (1984). A Service Quality Model and Its Marketing Implications, European Journal of Marketing, 18(4), 36-45.

Parasuraman, Zeithaml & Berry(1985). A Conceptual Model of Service Quality and Its Implications for Future Research, Journal of Marketing, pp. 41-50.

Parasuraman, A., Valarie A. Zeithaml, & Leonard L. Berry (1988). SERVQUAL: A Multiple-Item Scale for Measuring Consumer Perceptions of Service Quality,Journal of Retailing, 64 (Spring), 12-40.

Parasuraman, A., Leonard L. Berry, & Valarie A. Zeithaml (1991). Refinement and Reassessment of the SERVQUAL scale,Journal of Retailing, 67, 420-450.

Vibhor Jain, Sonia Gupta & Smrita Jain (2012). Customer Perception on Service Quality in Banking Sector: With Special Reference to Indian Private Banks in Moradabad Region, International Journal of Research in Finance & Marketing, Vol.2, No.2, February.

Singh, S. P. & Khurana, S. (2011). Analysis of service quality gap and customers satisfaction in private banks, Gurukul Business Review, 7 (spring), 13-18.

Ananth, A., Ramesh, R.,& Prabaharan, B. (2010).A service gap analysis in private sector banks - an empirical study of customers’ expectations vs. perceptions, Sri Lankan Journal of Management, Vol. 15, No. 2,3,and 4, pp. 44-53.

Brahmbhatt, M & Panelia, D (2008). An Assessment of Service Quality in Banks, Global Management Review, Vol.2, No.4, August

Akter, S, & Ghosh, S. K. (2006). Customer Expectations and Perceptions towards Health Services through the SERVQUAL model–An Evaluation of Medical Diagnosis services in Bangladeshâ€, Prestige Journal of Management and Research, 10 (1 & 2), April-October, pp.58-72.

Hinson, R; Mohammed,A& Mensah,R (2006). Determinants of Ghanaian Bank Service Quality in a Universal Banking Dispensation, Banks and Bank Systems, Vol.1, No.2

Othman & Owen. (2001). Adopting and Measuring Customer Service Quality in Islamic Banks: A Case Study in Kuwait Finance House, International Journal of Islamic Financial Services, Vol.3(1).

Joseph, M., Mcclure, C. & Joseph, B. (1999). Service Quality in the Banking Sector: The Impact of Technology on Service Delivery, International Journal of Bank Marketing, Vol. 17(4): 182193.

Similar Articles

<< < 31 32 33 34 35 36 37 38 39 40 > >> 

You may also start an advanced similarity search for this article.