The Recent Trends in NPA of Banks

Authors

  • Indrani Ghosh Shree Agrasain College, Howrah
  • Debdas Rakshit University of Burdwan, Burdwan

DOI:

https://doi.org/10.33516/maj.v51i2.77-83p

Abstract

Non-Performing Assets (NPAs) have always been a matter of serious concern for Scheduled Commercial Banks (SCBs) in India. NPAs are those assets which do not generate any income for the banks. Of late, SCBS are witnessing surging NPAs driven by domestic economic slowdown and inefficiency of the banks to manage credit risk. This paper makes a modest attempt in elucidating the concept and causative factors of NPAs. Besides this, it explores the trends in gross and net NPAs during 2009-2013. This paper also takes an insight into the NPA management techniques and their performance during 2009-2013. NPAs impinge on the liquidity, profitability and goodwill of the banks and thus jeopardize the economy. RBI has taken several measures from time to time to improve the financial health of the banks but still it has failed to achieve excellence in this regard.

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Published

2016-02-01

How to Cite

Ghosh, I., & Rakshit, D. (2016). The Recent Trends in NPA of Banks. The Management Accountant Journal, 51(2), 77–83. https://doi.org/10.33516/maj.v51i2.77-83p

Issue

Volume 51, Issue 2, February 2016

Section

Banking
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