Lending Through ‘Digital Footprints’ New Model for Micro, Small & Medium Enterprises Credit Appraisal Process of Banks
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The Union Budget 2024 presented by Finance Minister Smt. Nirmala Sitharaman on 23rd July,2024 announced a ‘New Credit Assessment Model’ for micro, small & medium enterprises (MSMEs), where banks will assess them based on their ‘digital footprints’ and not on their balance sheets.
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Published
2024-11-14
How to Cite
Dasari, S. (2024). Lending Through ‘Digital Footprints’ New Model for Micro, Small & Medium Enterprises Credit Appraisal Process of Banks. The Management Accountant Journal, 59(10), 48–50. Retrieved from https://icmai-rnj.in/index.php/maj/article/view/173713
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References
Digital Cash Flow Lending to MSMEs: Concepts and Models, NIBM Working Paper.
State Bank of India Website.
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