Lending Through ‘Digital Footprints’ New Model for Micro, Small & Medium Enterprises Credit Appraisal Process of Banks

Sunil Dasari

doi:10.33516/maj.v59i10.48-50p

Lending Through ‘Digital Footprints’ New Model for Micro, Small & Medium Enterprises Credit Appraisal Process of Banks

Authors

Sunil Dasari Senior Manager Bank of Maharashtra Head Office, Pune

DOI:

https://doi.org/10.33516/maj.v59i10.48-50p

Keywords:

No Keywords.

Abstract

The Union Budget 2024 presented by Finance Minister Smt. Nirmala Sitharaman on 23rd July,2024 announced a ‘New Credit Assessment Model’ for micro, small & medium enterprises (MSMEs), where banks will assess them based on their ‘digital footprints’ and not on their balance sheets.

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Published

2024-11-14

How to Cite

Dasari, S. (2024). Lending Through ‘Digital Footprints’ New Model for Micro, Small & Medium Enterprises Credit Appraisal Process of Banks. The Management Accountant Journal, 59(10), 48–50. https://doi.org/10.33516/maj.v59i10.48-50p