A Comparative Assessment of Management of Non-Performing Advances (NPAs) in India and China

Authors

  • Goutam Bhowmik University of Gour Banga, Malda

DOI:

https://doi.org/10.33516/maj.v49i1.26-33p

Abstract

Given that the two economies have many similarities such as a gigantic public sector banking system, directed lending programme, government intervention in credit allocation, and the pressure of an enormous population, the author attempts to compare the broad policies and measures that have been adopted to deal with the NPAs in the two countries.

Downloads

Download data is not yet available.

Downloads

Published

2014-01-01

How to Cite

Bhowmik, G. (2014). A Comparative Assessment of Management of Non-Performing Advances (NPAs) in India and China. The Management Accountant Journal, 49(1), 26–33. https://doi.org/10.33516/maj.v49i1.26-33p

Issue

Volume 49, Issue 1, January 2014

Section

Cover Story
Crossref
Scopus
Google Scholar
Europe PMC

References

Bank for International Settlements (1999) "Strengthening the Banking System in China : Issues and Experience", Bank for International Settlements Policy Paper No. 7. Bank for International Settlements, Basel.

Beattie, V., Casson, P., Dale, R., Mc-Kenzie, G., Sutcliffe, C. and Turner, M. (1995), Banks and Bad Debts : Accounting for Losses in International Banking, Wiley, Chichester.

Campbell, A. (2007), "Bank Insolvency and the Problem of Non-Performing Loans", Journal of Banking Regulation, Vol.9, No.1, Novemeber.

China Banking Regulatory Commission (2006, 2010), Annual Report 2006 and 2010.

Dell'Ariccia, G., Detragiache, E. and Rajan, R. (2005), "The Real Effect of Banking Crises", Working Paper, No. WP/05/63, International Monetary Fund, Washington, DC.

International Monetary Fund (2004), Global Financial Stability Report, Washington, DC. April.

Jackson, P. (1996), Deposit Protection and Bank Failures in the United Kingdom, Bank of England, London.

Jain, V. (2007), Non-Performing Assets in Commercial Banks, Regal Publication, New Delhi.

Lardy, N. R. (1999), When will China's Financial System Meet China's Needs? Conference on Policy Reforms in China, Stanford University.

Matouasek, R., Sergi, B.S. (2005), "Management of Non-Performing Loans in Eastern Europe", Journal of East-West Business, Vol.11, No.1-2, August.

Mukherjee, P. (2003), "Dealing with NPAs : Lessons from International Experiences", Money & Finance, January-March.

Okazaki, K. (2007), "Banking System Reform in China: The Challenges of Moving Toward a Market Oriented Economy", Occasional Paper, National Security Research Division (www. rand.org), Pittsburgh.

Olson, G.N. and Lou, J. (2001), China's Troubled Bank Loans : Workout and Prevention, Kluwer Law International, London.

Price Waterhouse Corporation. (2006), NPL Asia, Issue 7, May.

Ranjan, R. and Dhal, S. C. (2003), "Non-Performing Loans and Terms of Credit of Public Sector Banks in India : An Empirical Assessment", RBI Occasional Papers, Vol. 24, No. 3, Winter.

RBI. (2002), Annual Report 2001-02, Mumbai.

RBI., Report on Trend and Progress of Banking in India, Various Issues, Mumbai.

Shirai, S. (2002), Banking Sector Reforms in India and China : Does India's Experience Offer Lessons for China's Future Reform Agenda? Discussion Paper No.2, Japan Bank for nternational Co-operation (JIBC), March.