Unified Payment Interface : Living on the Edge of Digital Ecosystem

Authors

  • Mausumi Bhattacharyya Serampore College, West Bengal

DOI:

https://doi.org/10.33516/maj.v57i9.50-52p

Keywords:

No Keywords.

Abstract

UPI is a system of real time money transfer in which a user can link his or her bank account to the app installed in the smartphone. Owing to the ease of payment, UPI has now become the most preferred digital payment platform. But incidents of fraud and compromised data privacy loom large over the digital ecosystem. This article delves into the meteoric rise in the volume of UPI transactions and the setbacks incidental to it.

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Published

2022-09-01

How to Cite

Bhattacharyya, M. (2022). Unified Payment Interface : Living on the Edge of Digital Ecosystem. The Management Accountant Journal, 57(9), 50–52. https://doi.org/10.33516/maj.v57i9.50-52p

Issue

Section

Cover Story

References

Bhardwaj Deeksha, (2022) Govt received over 61k complaints of digital payment fraud in 1 month Hindustan Times, June 14.

Financial Express 2017. Fake BHIM apps on Google Pay Store: What you need to do. Jan 3.

Kumar Vineet (2014). Making Freemium work. Harvard Business Review. May

Mahesh A. and Bhat G. (2021). Digital Payment Service: A Case Study of Unified Payment Interface. International Journal of Case Studies, IT and Education, Vol 5, No. 1, June.

News 18.com: Digital Deceivers: Govt received about 60000 financial fraud complains in May 2022 over half linked to UPI.

Renu Baliyan (2022). UPI P2M transactions most preferred payment mode in India: Report, Good Returns, June 27.

Roy Sobha (2022). Fraud incidents rising with surge in UPI transactions. Business Line. May 15.

Waghmare Abhishek, (2021). Average value of UPI, RuPay transactions below Rs 2000, marking stagnancy. Business Standard, December, 21.

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