Microcredit, Employability and Economic Upliftment: A Study on Selected Female Borrowers in West Bengal

Authors

  • Srimoyee Datta Department of Management Science, Bengal Institute of Science & Technology, Purulia
  • Tarak Nath Sahu Department of Commerce, with Farm Management, Vidyasagar University, Midnapore

DOI:

https://doi.org/10.33516/maj.v53i11.71-77p

Abstract

No Abstract.

Downloads

Download data is not yet available.

Published

2018-11-01

How to Cite

Datta, S., & Sahu, T. N. (2018). Microcredit, Employability and Economic Upliftment: A Study on Selected Female Borrowers in West Bengal. The Management Accountant Journal, 53(11), 71–77. https://doi.org/10.33516/maj.v53i11.71-77p

Issue

Section

Cover Story

References

Adhikary, D.B., & Shrestha, J. (2013). Economic Impact of Microfinance in Nepal: A Case Study of the Manamaiju Village Development Committee, Kathmandu. Economic Journal of Development Issues, 15 & 16 (1-2), 36-49.

Alam, S. (2013). The Impact of Credit and Non-Credit Aspects on Self-Employment Profit: A Comparison of Microcredit Programs and Commercial Lenders in Rural Bangladesh. The Journal of Developing Areas, 47(1), 23-45.

Bakhtiari, S. (2006). Microfinance and poverty reduction: some international evidence. International Business and Economics Research Journal, 5(12), 65.

Christabel , P., & Raj, V. (2012). Financial Inclusion in Rural India. IOSR Journal of Humanities and Social Science. 2(5). 21-25.

Chowdhury, M. J. A., Ghosh, D., & Wright, R. E. (2005). The impact of micro-credit on poverty: evidence from Bangladesh. Progress in Development studies, 5(4), 298-309.

Copestake, J., Bhalotra, S., & Johnson, S. (2001). Assessing the Impact of Microcredit: A Zambian case study. Journal of Development Studies, 37(4), 81-100.

Copestake, J., Dawson, P., Fanning, J. P., McKay, A., & Wright-Revolledo, K. (2005). Monitoring the diversity of the poverty outreach and impact of microfinance: A comparison of methods using data from Peru. Development Policy Review, 23(6), 703-723.

Datta, S., & Sahu, T. N. (2017). An empirical study on the impact of microfinance on women empowerment: Evidence from West Bengal. Indian Journal of Commerce and Management Studies, 8(3), 53-62

Datta, S., & Sahu, T. N. (2018). Role of microfinance institutions on the empowerment of female Borrowers: Evidence from West Bengal. JIMS8M: The Journal of Indian Management & Strategy, 23(1), 32-38.

De Aghion, B. A., & Morduch, J. (2004). Microfinance: Where do we stand?. Financial development and economic growth. 135-148. Palgrave Macmillan, London.

Gibbons, D. S., & Jennifer, W. M. (2000). The Microcredit Summit Challenge: Working Towards Institutional Financial Self-Sufficiency while Maintaining a Commitment to Serving the Poorest Families. Retrieved on 17th November, 2017. www.microcreditsummit.org/papers/ papers.htm.

Hudon, M. (2009). Should access to credit be a right?. Journal of business ethics, 84(1), 17-28.

Johnson, S., & Rogaly, B. (1997). Microfinance and poverty reduction. Oxford University Press: Oxfam.

Khandker, S. R. (2003), Microfinance and Poverty: Evidence Using Panel Data from Bangladesh. World Bank Policy Research. Working paper 2945.

Lakwo, A. (2006). Microfinance, rural livelihoods, and women’s empowerment in Uganda, African Studies Centre, Uganda.

Loice, M., & Razia, C. (2013) Microfinance Interventions and Empowerment of Women Entrepreneurs Rural Constituencies in Kenya. Research Journal of Finance and Accounting, 4(9), 84-95.

Morduch, J. (1999). The microfinance promise. Journal of economic literature, 37(4), 1569-1614.

Omar, M. Z., Noor, C. S. M., & Dahalan, N. (2012). The economic performance of the amanah ikhtiar Malaysia rural microcredit programme: A case study in Kedah. World journal of Social Sciences, 2(5).

Onyuma, S. O., & Shem, A. O. (2005). Myths of microfinance as a panacea for poverty eradication and women empowerment. Savings and Development, 29(2), 199-222.

Park, C. Y., & Mercedo, R. V. (2015). Financial Inclusion, Poverty and Income Inequality in Developing Asia. ADB working paper series. Working paper.426.

Rahman, S. M. (2007). A practitioner’s view of the challenges facing NGO-based microfinance in Bangladesh. What’s Wrong with Microfinance?, 193(205), 193-205.

Rangarajan Committee Report on Financial Inclusion, 2008. Retrieved on 16th March 2017 from https://www.sidbi.in/files/Rangarajan-Commitee-report-on-FinancialInclusion.pdf

Shankar, S. (2013). Financial Inclusion in India: Do Microfinance Institutions Address Access Barriers. ACRN Journal of Entrepreneurship Perspectives, 2(1), 60-74.

Shelby, L. B. (2011). Beyond Cronbach‟s Alpha: Considering Confirmatory Factor Analysis and Segmentation. Human Biases of Wildlife, 16 (2), 142–148.

Schrieder G., & Sharma M. (1999), Impact of Finance on Poverty Reduction and Capital Social Formation: a Review and Synthesis of Empirical Evidence, Savings and Development, 23, 67-91.

Taiwo, J. N. (2012). The Impact of Microfinance on Welfare and Poverty Alleviation in Southwest Nigeria, Ph.D thesis, Department of Banking and Finance, Covenant University.

Vallabh, G., & Chatrath, S. (2006). Role of Banks in Agricultural & Rural Development. Chartered Accountant, 54(8), 1122.

Zhou, M. L., & Li, M. X. (2010). Group Lending Model and Microfinance Mechanism Innovation: Based on Inclusive Finance Perspective in China. Journal of Business Economics, 9, 009.