Financial Soundness of State Bank of India (SBI) and HDFC Bank during 2008-09 to 2015-16: An Empirical Analysis

Authors

  • Goutam Bhowmik

DOI:

https://doi.org/10.33516/rb.v42i4.80-96p

Keywords:

Financial Soundness, Capital Adequacy Ratio (CRAR), Non- Performing Assets (NPAs), Provision Coverage Ratio (PCR), Liquidity Management.

Abstract

Financial soundness of banking system is a sine qua non for vibrant economy. The sounder the banking system; the more is the capacity of the economy to accommodate endogenous and exogenous shocks. In simple term, soundness implies absence of financial instability. On this backdrop, the present study aims at comparing the soundness of the top two commercial banks in terms of market capitalization as on 31st March 2016 - one in the public sector (State Bank of India or SBI) and the other in the private sector (HDFC Bank) - during the period 2008-09 to 2015-16 in order to verify whether these two banks are significantly different in statistical term so far as soundness is concerned.

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Published

2017-01-01

How to Cite

Bhowmik, G. (2017). Financial Soundness of State Bank of India (SBI) and HDFC Bank during 2008-09 to 2015-16: An Empirical Analysis. Research Bulletin, 42(4), 80–96. https://doi.org/10.33516/rb.v42i4.80-96p

Issue

Volume 42, Issue 4, January 2017

Section

Articles
Crossref
Scopus
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Europe PMC

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