Impact of Merger on Asset Quality and Profitability Of State Bank of India

Authors

  • Thippeswami. H
  • Bheemanagouda

DOI:

https://doi.org/10.33516/rb.v49i2%20-%203.99-106p

Keywords:

Merger, Pre-and Post-Merger Performance, Profitability, Assets Quality.

Abstract

In recent years, the merger of five erstwhile associate banks of the State Bank of India (SBI) and Bharatiya Mahila Bank with the SBI has been a massive merger. This paper attempts to evaluate and compare the profitability and asset quality of SBI during the pre-and post-merger period. The data from the last ten years are analysed with the help of a few parameters and descriptive statistics, as well as a paired t-test to test the hypothesis. The study found Statistically significant improvement in Gross Non-performing Assets and no significant in Gross NPA Ratio, Net NPAs, and Net NPA Ratio and Net Profit Margin, Return on Equity (ROE), and Return on Assets (ROA) during the post-merger period compared to the pre-merger period.

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Published

2024-03-21

How to Cite

H, T., & Bheemanagouda. (2024). Impact of Merger on Asset Quality and Profitability Of State Bank of India. Research Bulletin, 49(2 & 3), 99–106. https://doi.org/10.33516/rb.v49i2 - 3.99-106p

Issue

Volume 49, Issue 2 & 3, July-October 2023

Section

Articles
Crossref
Scopus
Google Scholar
Europe PMC

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