Performance Evaluation Of State Bank of India Before And After the Merger
DOI:
https://doi.org/10.33516/rb.v49i1.109-126pKeywords:
Merger, Performance, Deposit Mobilization, Employee ProductivityAbstract
Mergers and acquisitions are modern reform techniques that completely transform the Indian banking sector. Mergers improve financial efficiency while avoiding operational issues and growth barriers. This study aims to analyze and compare the performance of the State Bank of India (SBI) before and after the merger using deposit mobilization and employee productivity measures obtained from secondary data. According to the findings, there are significant differences in deposits per employee and expenses per employee, as well as significant differences in the ratios of savings deposits to total deposits, term deposits to total deposits, and insignificant differences in demand deposits to total deposits. It concludes that SBI has performed better overall post-merger than before the merger.
Downloads
Downloads
Published
How to Cite
Issue
Section
References
Baburam Adhikari et al. (2023). Analysis of the pre-post-merger and acquisition financial performance of selected banks in Nepal. Asia Pacific Management Review. 12(1), 1-10.
Mansi Mathur (2021). Pre- and Post-Merger Analysis of SBI bank through CAMEL Model. Srusti Management Review. 14(2), 32-41.
Shweta Yadav and Jonghag Jang (2021). Impact of Merger on HDFC Bank Financial Performance: A CAMEL Analysis Approach. International Journal of Economics and Finance. 13(8), 31-39.
Sujith Kumar Patra and Ajitabh Dash (2019). Mergers and Bank Performance in India: A Case on the State Bank of India. Srusti Management Review. 12(1), 32-41.
Shrestha, M., Thapa, R. K., & Phuyal, R. K. (2018). A Comparative Study of Merger Effect on Financial Performance of Banking and Financial Institutions in Nepal. Journal of Business and Social Sciences Research, 2(1–2), 47. https://doi.org/10.3126/jbssr.v2i1-2.20957
Ritesh Patel (2018). Pre- and Post-Merger Financial Performance: An Indian Perspective. Journal of Central Banking Theory and Practice. 7(3), 182. https://doi.org/10.2478/jcbtp-2018-0029
Jayaraman A. R. et al. (2014). Impact of Merger and Acquisition on the Efficiency of Indian Banks: a Pre-and Post-Merger analysis using Data Envelopment Analysis. International Journal of Financial Services Management. 7(1), 1-18.