Das, J. K., and Priyanka Banik. “Financial Literacy a Forward to Financial Empowerment:An Empirical Study on Academic Sector in Kolkata”. Research Bulletin 45, no. 3-4 (January 1, 2020): 54–71. Accessed October 6, 2024. http://icmai-rnj.in/index.php/rb/article/view/154995.