A Comparative Assessment of Financial Health of SBI and ICICI Bank

Authors

  • Gaurav Deep Rai

DOI:

https://doi.org/10.33516/rb.v43i3.1-13p

Keywords:

Financial Performance, Capital Adequacy Ratio, Cost to Income Ratio, ROA, ROE, NPA Ratio, Provision Coverage Ratio, Liquidity Coverage Ratio, Profit Per Employee, SBI, ICICI.

Abstract

Every economy's financial system across the globe is sustained by its banking sector. The advent of globalization and liberalization have posed serious threats and opportunities on the financial sector for which the health of the banking industry is of paramount importance. In the Indian context, since the early nineties, banks have strived to meet the ever increasing ends through the financial inclusion agenda, reaching to the remotest areas with a motive of achieving inclusive growth and development. This paper attempts to comparatively analyze the different facets of financial health of the two major banks in the private and public industry. Latest financial information has been incorporated to provide a comprehensive study of SBI and ICICI bank. Mann-Whitney U test has been deployed to relatively test the different aspects of soundness and also verify the adoption of the extant guidelines issued by the Basel Committee on Banking Supervision and the RBI.

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Published

2017-10-01

How to Cite

Rai, G. D. (2017). A Comparative Assessment of Financial Health of SBI and ICICI Bank. Research Bulletin, 43(3), 1–13. https://doi.org/10.33516/rb.v43i3.1-13p

Issue

Volume 43, Issue 3, October 2017

Section

Articles
Crossref
Scopus
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Europe PMC

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