Financial Literacy and Access to Financial Services in the Unorganized Sector in West Bengal: A Study of Paschim Medinipur District

Authors

  • Debabrata Jana
  • Abhijit Sinha
  • Arindam Gupta

DOI:

https://doi.org/10.33516/rb.v43i2.44-63p

Keywords:

Unorganized Sector, Demographic Profile, Paschim Medinipur Financial Literacy, Access to Finance.

Abstract

The present paper focuses on the effect of demographic variables on financial literacy and access to financial services with the help of 400 respondents from the unorganized sector in Paschim Medinipur district of West Bengal. It ends up with a finding of positive and significant correlation between financial literacy and access to financial services, and also that different demographic factors like occupation, income and educational qualification along with access to financial services having a positive influence on the level of financial literacy. Again, income and financial literacy have direct positive impact on access to financial services level when effect of different demographic variables and financial literacy have been looked upon alternatively on access to financial services.

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Published

2017-07-01

How to Cite

Jana, D., Sinha, A., & Gupta, A. (2017). Financial Literacy and Access to Financial Services in the Unorganized Sector in West Bengal: A Study of Paschim Medinipur District. Research Bulletin, 43(2), 44–63. https://doi.org/10.33516/rb.v43i2.44-63p

Issue

Volume 43, Issue 2, July 2017

Section

Articles
Crossref
Scopus
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Europe PMC

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